This Policy applies to vehicles which are up to 5 years old and have covered less than 60,000 miles.
During the specified period all of the original manufacturer’s mechanical and electrical components of the vehicle are insured against breakdown except those listed under exclusions. Full terms and conditions as set out in the policy document.
Turbo/Supercharger (Factory fitted)
Air Conditioning (Factory fitted)
Providing there is proof that the manufacturer’s replacement recommendations have been complied with and they are free from oil contamination.
Chassis, bodywork, interior and exterior trim, locks, glass, tyres, batteries, exhaust systems, fuel tanks, brake friction material, wiring looms, road wheels, clearing of fuel lines, injectors, oil seals, satellite navigation, seized brake callipers and all service items, heater elements, centralised locking pumps, car telephone, air bags, sensors, keys. Air conditioning recharging, remote fobs, anti-freeze, lubricants, filters, transmission fluids, external oil or fluid leaks, hardware e.g. bolts and fixings, pulleys/dampers, serviceable and ancillary items. Instrument gauges are covered only in the event of a single gauge which can be replaced separately not as a cluster.
In the event of a covered item causing damage to a casing then the casing will form part of the maximum claim liability.
In the event of a valid claim and provided that the repair time in accordance with K.I.S is in excess of 8 hours, a maximum of £50 per day inclusive of VAT (excluding petrol and insurance) may be claimed for up to a maximum of 5 days, related to the actual repair times from the time repairs commence and provided that car hire is authorised by Us prior to the start of the hire period.
In the event of a valid claim, Tow-in charges up to £50 including VAT will form part of the maximum claims liability.
Additional Premium (£30 per item):
In Car Entertainment
(up to a maximum of £100 per claim)